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Zip Code 21654 Complete Analysis


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Demographics Analysis

The people of zip code 21654 give the community character. This place is unique because of factors such as population size / density, ethnic background, ratio of males to females, and average age.

Total Population In Zip Code 21654 is 1,236



(updated 2010)



Male Population in Zip Code 21654: 615
Female Population in Zip Code 21654: 621


(updated 2013)



Median Male Resident Age in Zip Code 21654: 58.7
Median Female Resident Age in Zip Code 21654: 60.6


(updated 2013)



Median Age in the State of Maryland is 38


(updated 2010)



Median Age By Sex in Zip Code 21654


White


Both sexes

59.8

Male

59.3

Female

60.4

Black or African American


Both sexes

52.5

Male

44.0

Female

63.5

American Indian and Alaska Native


Both sexes

0.0

Male

0.0

Female

0.0

Asian


Both sexes

55.5

Male

55.5

Female

55.5

Native Hawaiian and Other Pacific Islander


Both sexes

0.0

Male

0.0

Female

0.0

Other


Both sexes

25.5

Male

0.0

Female

25.5

Two or More Races


Both sexes

50.5

Male

41.5

Female

61.0

Hispanic or Latino


Both sexes

44.0

Male

44.0

Female

50.5

White / Not Hispanic or Latino


Both sexes

59.8

Male

59.3

Female

60.4


(updated 2010)













Races in Zip Code 21654


  • White: 1,145
  • African American: 65
  • American Indian: 0
  • Asian: 6
  • Native Hawaiian and Other Pacific Islander: 0
  • Some Other Race: 1
  • Two or More Races: 19



(updated 2013)



Ancestries in Zip Code 21654

  • English: 426   (25.6%)
  • German: 300   (18.0%)
  • Irish: 190   (11.4%)
  • Other Groups: 137   (8.2%)
  • United States Or American: 69   (4.1%)
  • Scotch-irish: 62   (3.7%)
  • Scottish: 59   (3.5%)
  • Italian: 55   (3.3%)
  • French (except Basque): 53   (3.2%)
  • Polish: 41   (2.5%)
  • Dutch: 41   (2.5%)
  • British: 36   (2.2%)
  • European: 35   (2.1%)
  • Norwegian: 27   (1.6%)
  • Greek: 20   (1.2%)
  • Swedish: 19   (1.1%)
  • Austrian: 18   (1.1%)
  • Welsh: 12   (0.7%)
  • Swiss: 9   (0.5%)
  • Lithuanian: 9   (0.5%)
  • Danish: 8   (0.5%)
  • French Canadian: 6   (0.4%)
  • Russian: 6   (0.4%)
  • Canadian: 4   (0.2%)
  • Assyrian/chaldean/syriac: 4   (0.2%)
  • Subsaharan African: 3   (0.2%)
  • Belgian: 3   (0.2%)
  • Pennsylvania German: 2   (0.1%)
  • Eastern European: 2   (0.1%)
  • Slavic: 2   (0.1%)
  • Yugoslavian: 2   (0.1%)
  • Celtic: 2   (0.1%)
  • Australian: 1   (0.1%)

(updated 2010)



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Education Analysis

The amount of education a person receives can deeply affect their lives. The amount of education zip code 21654 citizens receive, averaged as group, may also affect the community.

Education Level of Population 25 Years and Over in Zip Code 21654

Male


  • No Schooling Completed: 7   (1.23%)
  • Nursery To 4th Grade: 0   (0%)
  • 5th And 6th Grade: 0   (0%)
  • 7th And 8th Grade: 9   (1.59%)
  • 9th Grade: 7   (1.23%)
  • 10th Grade: 2   (0.35%)
  • 11th Grade: 14   (2.47%)
  • 12th Grade, No Diploma: 2   (0.35%)
  • High School Graduate (includes Equivalency): 70   (12.35%)
  • Some College, Less Than 1 Year: 12   (2.12%)
  • Some College, 1 Or More Years, No Degree: 69   (12.17%)
  • Associate Degree: 22   (3.88%)
  • Bachelor's Degree: 175   (30.86%)
  • Master's Degree: 51   (8.99%)
  • Professional School Degree: 92   (16.23%)
  • Doctorate Degree: 35   (6.17%)

Female


  • No Schooling Completed: 0   (0%)
  • Nursery To 4th Grade: 0   (0%)
  • 5th And 6th Grade: 4   (0.66%)
  • 7th And 8th Grade: 11   (1.8%)
  • 9th Grade: 4   (0.66%)
  • 10th Grade: 6   (0.98%)
  • 11th Grade: 0   (0%)
  • 12th Grade, No Diploma: 10   (1.64%)
  • High School Graduate (includes Equivalency): 105   (17.21%)
  • Some College, Less Than 1 Year: 50   (8.2%)
  • Some College, 1 Or More Years, No Degree: 106   (17.38%)
  • Associate Degree: 40   (6.56%)
  • Bachelor's Degree: 176   (28.85%)
  • Master's Degree: 68   (11.15%)
  • Professional School Degree: 24   (3.93%)
  • Doctorate Degree: 6   (0.98%)


(updated 2010)







Museums Near Zip Code 21654


  • Historic Oxford Limited


    Po Box 404, Oxford, MD 21654

  • John Wesley Preservation Society


    4957 Evergreen Rd, Oxford, MD 21654

(updated 2014)



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Geography Analysis

The actual land features relating to zip code 21654 affect how people live their lives. Natural features such as oceans, mountains, lakes, plains, and deserts all make a difference in the lives of individuals. The types of housing, heating fuels, and transportation infrastructure are largely influenced by the geography of zip code 21654.

Area Features of Zip Code 21654


Airport


(1) Pokety Airport  

Bay


(1) Atwells Cove   (2) Boone Creek   (3) Flatty Cove   (4) Haskins Cove   (5) Le Gates Cove   (6) Lecompte Bay   (7) Pirates Cove   (8) Prices Cove   (9) Sawmill Cove   (10) Snug Harbor   (11) Todds Bay   (12) Town Creek  

Building


(1) Oxford City Hall   (2) Oxford Fire Company Incorporated   (3) Oxford Museum   (4) Oxford Police Department  

Cape


(1) Bachelor Point   (2) Baileys Neck   (3) Castle Haven Point   (4) Chlora Point   (5) Graves Point   (6) Hambleton Point   (7) Horn Point   (8) Island Neck   (9) Martin Point   (10) Oxford Neck   (11) Pecks Point   (12) Rattlesnake Point   (13) Turners Point  

Cemetery


(1) Old John Wesley Cemetery   (2) Oxford Cemetery   (3) Rattlesnake Point Cemetery   (4) Walnut Grove Cemetery  

Church


(1) Holy Trinity Church   (2) John Wesley Church   (3) Oxford United Methodist Church   (4) Saint Pauls Pilgrim Holiness Church   (5) Water United Methodist Church   (6) Williamsburg United Methodist Church  

Civil


(1) Town Of Oxford  

Dam


(1) Talbot Country Club Pond Dam  

Locale


(1) Choptank River   (2) Corners Wharf Historical   (3) Dream Landing Farm   (4) Pier Street Marina   (5) Talbot Country Club   (6) Trappe Station  

Park


(1) Otwell Woodland Preserve   (2) Oxford Park  

Populated Place


(1) Bonfield   (2) Brelsmir Haven   (3) Canterbury   (4) Castle Haven   (5) Country Club Estates   (6) Ellenborough   (7) Gilnock Hall   (8) Hampton   (9) Holly Harbor   (10) Island Acres   (11) Llandaff   (12) Oaklands   (13) Oxford   (14) Patrick Plains   (15) Peach Blossom Heights   (16) Sailors Retreat   (17) The Bachelor Point Harbor   (18) Williamsburg  

Post Office


(1) Oxford Post Office  

School


(1) Oxford High School Historical  

Stream


(1) Goldsborough Creek   (2) Island Creek   (3) La Trappe Creek   (4) Tred Avon River   (5) Trippe Creek  


(updated 2014)



Cities Nearby Zip Code 21654

Oxford Town, MD  (pop. 646) 1.9 Miles
District 3, Trappe, MD  (pop. 4,567) 1.9 Miles
Trappe Town, MD  (pop. 1,168) 4.6 Miles
District 1, Easton, MD  (pop. 17,621) 6.8 Miles
Easton Town, MD  (pop. 14,206) 6.8 Miles
District 2, St. Michaels, MD  (pop. 5,527) 6.9 Miles
Algonquin Cdp, MD  (pop. 936) 7.4 Miles
St. Michaels Town, MD  (pop. 1,127) 8.1 Miles
District 8, Neck, MD  (pop. 934) 8.6 Miles
District 7, Cambridge, MD  (pop. 13,261) 8.7 Miles



Counties Nearby Zip Code 21654

Talbot County, MD  (pop. 37,979) 5.8 Miles
Dorchester County, MD  (pop. 32,645) 12.7 Miles



Zip Codes Nearby Zip Code 21654

21662  (pop. 605) 4.0 Miles
21653  (pop. 128) 5.1 Miles
21673  (pop. 3,179) 5.2 Miles
21601  (pop. 19,245) 8.2 Miles
21663  (pop. 3,455) 8.3 Miles
21612  (pop. 731) 8.7 Miles
21671  (pop. 833) 10.9 Miles
21665  (pop. 203) 11.1 Miles
21676  (pop. 240) 11.1 Miles
21664  (pop. 503) 11.5 Miles



Area Code(s) in Zip Code 21654

410





Latitude/Longitude of Zip Code 21654

Lat: 38.687300 N        Long: -76.135500 W



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Economic Analysis

People and the communities they live in depend on money. The people of zip code 21654 need food, shelter, clothing, and medical care. Business formation and job creation are essential to this community. Money sustains infrastructure such as roads and airports as well as human resources including fire rescue and police protection.

Energy Costs In Maryland

    Residential
(cents per
kilowatthour)
Commercial
(cents per
kilowatthour)
Industrial
(cents per
kilowatthour)
Other
(cents per
kilowatthour)
Transportation
(cents per
kilowatthour)
Total
(cents per
kilowatthour)
1990              
  Energy-Only Providers 0.00 0.00 0.00 0.00 0.00 0.00
  Full-Service Providers 7.22 6.71 5.10 8.31 0.00 6.30
  Total Electric Industry 7.22 6.71 5.10 8.31 0.00 6.30
1991              
  Energy-Only Providers 0.00 0.00 0.00 0.00 0.00 0.00
  Full-Service Providers 7.90 7.03 5.50 8.75 0.00 6.81
  Total Electric Industry 7.90 7.03 5.50 8.75 0.00 6.81
1992              
  Energy-Only Providers 0.00 0.00 0.00 0.00 0.00 0.00
  Full-Service Providers 7.97 7.09 5.40 8.92 0.00 6.80
  Total Electric Industry 7.97 7.09 5.40 8.92 0.00 6.80
1993              
  Energy-Only Providers 0.00 0.00 0.00 0.00 0.00 0.00
  Full-Service Providers 8.21 7.17 5.45 8.28 0.00 6.96
  Total Electric Industry 8.21 7.17 5.45 8.28 0.00 6.96
1994              
  Energy-Only Providers 0.00 0.00 0.00 0.00 0.00 0.00
  Full-Service Providers 8.39 7.19 5.30 8.58 0.00 7.03
  Total Electric Industry 8.39 7.19 5.30 8.58 0.00 7.03
1995              
  Energy-Only Providers 0.00 0.00 0.00 0.00 0.00 0.00
  Full-Service Providers 8.43 6.91 4.23 8.79 0.00 7.06
  Total Electric Industry 8.43 6.91 4.23 8.79 0.00 7.06
1996              
  Energy-Only Providers 0.00 0.00 0.00 0.00 0.00 0.00
  Full-Service Providers 8.26 6.83 4.15 8.64 0.00 6.96
  Total Electric Industry 8.26 6.83 4.15 8.64 0.00 6.96
1997              
  Energy-Only Providers 0.00 0.00 0.00 0.00 0.00 0.00
  Full-Service Providers 8.33 6.86 4.21 8.80 0.00 6.98
  Total Electric Industry 8.33 6.86 4.21 8.80 0.00 6.98
1998              
  Energy-Only Providers 0.00 0.00 0.00 0.00 0.00 0.00
  Full-Service Providers 8.44 6.82 4.14 8.82 0.00 6.99
  Total Electric Industry 8.44 6.82 4.14 8.82 0.00 6.99
1999              
  Energy-Only Providers 0.00 0.00 0.00 0.00 0.00 0.00
  Full-Service Providers 8.39 6.82 4.26 8.77 0.00 7.04
  Total Electric Industry 8.39 6.82 4.26 8.77 0.00 7.04
2000              
  Energy-Only Providers 4.86 8.81 0.00 0.00 0.00 8.52
  Full-Service Providers 7.96 6.55 4.13 8.89 0.00 6.74
  Total Electric Industry 7.95 6.55 4.14 8.89 0.00 6.74
2001              
  Delivery-Only Service 3.23 1.87 1.60 4.15 0.00 2.19
  Energy-Only Providers 5.24 4.66 3.70 4.61 0.00 4.51
  Full-Service Providers 7.66 6.35 4.31 9.58 0.00 6.59
  Total Electric Industry 7.67 6.36 4.37 9.42 0.00 6.60
2002              
  Delivery-Only Service 3.17 1.80 1.35 3.18 0.00 1.74
  Energy-Only Providers 4.77 4.27 4.51 4.59 0.00 4.44
  Full-Service Providers 7.73 6.36 3.49 10.34 0.00 6.18
  Total Electric Industry 7.74 6.31 4.01 9.42 0.00 6.18
2003              
  Delivery-Only Service 3.13 2.11 1.61 0.00 1.26 1.85
  Energy-Only Providers 4.74 4.21 4.67 0.00 4.62 4.55
  Full-Service Providers 7.72 7.10 4.40 0.00 5.31 6.46
  Total Electric Industry 7.73 6.95 4.89 0.00 5.78 6.45
2004              
  Delivery-Only Service 3.16 2.40 1.10 0.00 1.15 1.57
  Energy-Only Providers 5.59 4.93 5.45 0.00 5.26 5.31
  Full-Service Providers 7.78 7.62 5.60 0.00 7.42 7.23
  Total Electric Industry 7.80 7.56 5.99 0.00 6.46 7.15
2005              
  Delivery-Only Service 3.17 2.12 1.16 0.00 1.19 1.50
  Energy-Only Providers 6.26 6.39 6.07 0.00 6.54 6.18
  Full-Service Providers 8.44 9.19 6.72 0.00 0.00 8.31
  Total Electric Industry 8.46 8.97 7.01 0.00 7.73 8.13
2006              
  Delivery-Only Service 2.45 1.84 0.95 0.00 1.25 1.64
  Energy-Only Providers 8.55 8.12 6.99 0.00 7.18 7.86
  Full-Service Providers 9.69 11.25 8.85 0.00 0.00 10.18
  Total Electric Industry 9.71 10.56 8.14 0.00 8.43 9.95

(updated 2006)



Time Leaving to Work in Zip Code 21654

12:00 A.M. TO 4:59 A.M.   : 5   (0.8%)
5:00 A.M. TO 5:29 A.M.   : 4   (0.7%)
5:30 A.M. TO 5:59 A.M.   : 22   (3.7%)
6:00 A.M. TO 6:29 A.M.   : 7   (1.2%)
6:30 A.M. TO 6:59 A.M.   : 23   (3.9%)
7:00 A.M. TO 7:29 A.M.   : 100   (17.0%)
7:30 A.M. TO 7:59 A.M.   : 136   (23.1%)
8:00 A.M. TO 8:29 A.M.   : 136   (23.1%)
8:30 A.M. TO 8:59 A.M.   : 33   (5.6%)
9:00 A.M. TO 9:59 A.M.   : 59   (10.0%)
10:00 A.M. TO 10:59 A.M.   : 20   (3.4%)
11:00 A.M. TO 11:59 A.M.   : 6   (1.0%)
12:00 P.M. TO 3:59 P.M.   : 19   (3.2%)
4:00 P.M. TO 11:59 P.M.   : 19   (3.2%)


(updated 2010)



AM Radio Stations Near Zip Code 21654

  • WBIS (1190 AM; 10.0 kW; Annapolis, MD; Owner: Nations Radio, Llc)
  • WCEM (1240 AM; 1.0 kW; Cambridge, MD; Owner: Mts Broadcasting, L.c.)
  • WJWK (1280 AM; 0.84 kW; Blades, DE; Owner: Great Scott Broadcasting)
  • WNAV (1430 AM; 5.0 kW; Annapolis, MD; Owner: Sajak Broadcasting Corp.)
  • WEMD (1460 AM; 1.0 kW; Easton, MD; Owner: First Media Radio, Llc)
  • WYRE (810 AM; 0.25 kW; Annapolis, MD; Owner: Bay Broadcasting Corporation)
  • WKDI (840 AM; 1.0 kW; Ridgely, MD; Owner: Bayshore Communications Inc.)

FM Radio Stations Near Zip Code 21654

  • WAAI (100.9 FM; Hurlock, MD; Owner: Mts Broadcasting, L.c.)
  • WRNR-FM (103.1 FM; Grasonville, MD; Owner: Empire Broadcasting System, Inc.)
  • WCEM-FM (106.3 FM; Cambridge, MD; Owner: Mts Broadcasting L.c.)
  • WTDK (107.1 FM; Federalsburg, MD; Owner: Mts Broadcasting, L.c.)
  • WSCL (89.5 FM; Blades, DE; Owner: Salisbury University Foundation, Inc.)
  • NEW (91.7 FM; Trappe, MD; Owner: Faith Christian Center Of Columbus, Inc.)
  • NEW (91.7 FM; Secretary, MD; Owner: Hope Christian Church Of Marlton, Inc.)
  • NEW (91.7 FM; Blades, DE; Owner: Iglesia Cristiana Ebenezer)
  • NEW (91.7 FM; Trappe, MD; Owner: Priority Radio, Inc.)
  • NEW (91.7 FM; Trappe, MD; Owner: Salisbury University Foundation Inc.)
  • WINX-FM (94.3 FM; Trappe, MD; Owner: Cwa Broadcasting, Inc.)
  • WCEI-FM (96.7 FM; Queenstown, MD; Owner: First Media Radio, Llc)
  • WGBG (98.5 FM; Blades, DE; Owner: Great Scott Broadcasting)

TV Broadcast Stations Near Zip Code 21654

  • WMDT (Channel 47; Sharptown, MD; Owner: Delmarva Broadcast Service, Llc)
  • WDPB (Channel 64; Blades, DE; Owner: Whyy, Inc.)

(updated 2008)



Occupations in Zip Code 21654

Male:


  • Management, Professional, And Related Occupations: 182  (52.9%)
  • Service Occupations: 17  (4.9%)
  • Sales And Office Occupations: 68  (19.8%)
  • Farming, Fishing, And Forestry Occupations 1  (0.3%)
  • Construction, Extraction, And Maintenance Occupations: 43  (12.5%)

Female:


  • Management, Professional, And Related Occupations: 208  (63.2%)
  • Service Occupations: 40  (12.2%)
  • Sales And Office Occupations: 74  (22.5%)
  • Farming, Fishing, And Forestry Occupations 0  (0.0%)
  • Construction, Extraction, And Maintenance Occupations: 0  (0.0%)


(updated 2010)





There are 6 Farms In Zip Code 21654


(updated 2008)







Airports Near Zip Code 21654

  • Easton Municipal


    (about 8.8 miles in Easton, Maryland; Airport Code: ESN)

  • Easton/Newnam Field


    (about 8.8 miles in Easton, Maryland; Airport Code: ESN)

  • Cambridge-Dorchester


    (about 11.8 miles in Cambridge, Maryland; Airport Code: CGE)


(updated 2015)



Modes of Transportation in Zip Code 21654

Car, Truck, Or Van:

 

Drove Alone

76.90%

Carpooled

3.87%

Public Transportation:

 

Bus Or Trolley Bus

0.0%

Streetcar Or Trolley Car

0.0%

Subway Or Elevated

0.45%

Railroad

0.0%

Ferryboat

0.0%

Taxicab

0.0%

Motorcycle

0.0%

Bicycle

0.30%

Walked

5.81%

Other Means

0.45%

Worked At Home

12.22%



(updated 2010)





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Housing Analysis

Everyone needs shelter in rented housing or individually owned homes. Each community, including zip code 21654, is different from the rest based on overall architecture, appearance, occupancy, average housing square footage, average home value, and average home age.





(updated 2010)







Percentage of Family Households in Zip Code 21654: 62.8%

Percentage of Family Households in Maryland: 67.1%


(updated 2010)









Median Household Income In 2000 (21654, MD): $62,417
Median Household Income In 2000 (Maryland): $52,868


(updated 2010)



Median House/Condo Value in 2000 (21654): $320,400
Median House/Condo Value in 2000 (Maryland): $143,300


(updated 2010)



Median Gross Rent in 2000 (21654): $550
Median Gross Rent in 2000 (Maryland): $689


(updated 2010)



Most Commonly Used Heating Fuel in Zip Code 21654

Utility Gas: 0.3%
Bottled, Tank, Or Lp Gas: 13.3%
Electricity: 52.0%
Fuel Oil, Kerosene, Etc.: 33.1%
Coal Or Coke: 0.0%
Wood: 0.8%
Solar Energy: 0.6%
Other Fuel: 0.0%
No Fuel Used: 0.0%


(updated 2010)





(updated 2010)



Building Permits in Zip Code 21654

* Units are useful in showing how many separate living spaces
were built. e.g. apartments, townhomes, condos, etc.

    Buildings Units Cost
1999        
  Single Family 5 5 $769,200
  Two Family 0 0 $0
  Three and Four Family 0 0 $0
  Five or More Family 0 0 $0
  Total

5 5 $769,200
2000        
  Single Family 5 5 $1,539,085
  Two Family 0 0 $0
  Three and Four Family 0 0 $0
  Five or More Family 0 0 $0
  Total

5 5 $1,539,085
2001        
  Single Family 4 4 $675,485
  Two Family 0 0 $0
  Three and Four Family 0 0 $0
  Five or More Family 0 0 $0
  Total

4 4 $675,485
2002        
  Single Family 5 5 $933,000
  Two Family 0 0 $0
  Three and Four Family 0 0 $0
  Five or More Family 0 0 $0
  Total

5 5 $933,000
2003        
  Single Family 6 6 $1,539,800
  Two Family 0 0 $0
  Three and Four Family 0 0 $0
  Five or More Family 0 0 $0
  Total

6 6 $1,539,800
2004        
  Single Family 5 5 $2,816,000
  Two Family 0 0 $0
  Three and Four Family 0 0 $0
  Five or More Family 0 0 $0
  Total

5 5 $2,816,000
2005        
  Single Family 8 8 $2,566,500
  Two Family 0 0 $0
  Three and Four Family 0 0 $0
  Five or More Family 0 0 $0
  Total

8 8 $2,566,500
2006        
  Single Family 2 2 $2,050,000
  Two Family 0 0 $0
  Three and Four Family 0 0 $0
  Five or More Family 0 0 $0
  Total

2 2 $2,050,000


(updated 2007)



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Government Analysis

People run the government through election of representatives and officials. Local governments are important to provide cohesion between individuals who must share public places. Worthwhile laws need to be debated, passed, and then enforced for a community to remain viable. Communities such as zip code 21654 are often affected in positive and negative ways by government performance.



Closest Nuclear Power Plant To
Zip Code 21654

Name: Calvert Cliffs
Address: 1650 Calvert Cliffs Parkway; Lusby, MD 20657
Distance: 27 Miles


(updated 2007)



Social Security Users in Zip Code 21654

    Retired Workers: 340
    Disabled Workers: 20
    Widowers Workers: 35
    Spouses Workers: 40
    Children Workers: 10


(updated 2007)



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Taxes Analysis

Using tax dollars, government officials keep public places in repair, protect citizens, and provide for important services for the benefit of zip code 21654 citizens.

Income Tax Rates in Maryland

Low Bracket: $1,000 (2.00%)
High Bracket: $500,000 (5.50%)


(updated 2008)



Sales Tax Rates in Maryland

6.00%


(updated 2008)



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Weather Analysis

The enjoyment of the area in which you live is often affected by the weather. Each individual has a different view on what weather patterns will make them most happy. Some people love the seasons, others enjoy warm temperatures throughout the year while others may love the snow. The weather provided for zip code 21654 is based on over 50 years of data.



Storms In Zip Code 21654

  Fatalities Injuries Property
Damage
Crop
Damage



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Crime Analysis

Everyone wants to feel safe. Individuals and families want to remain protected from violent or property crime. The crime data should not be totally relied upon when making a decision on where to live. If you are concerned, visit zip code 21654 directly or research local government web sites.

Number of Sex Offenders In Maryland

2005 2006 2007 2008 2009 2010 2011 2012 2013 2014
4,253 4,340 4,668 5,810 6,112 6,545 7,177 7,807 8,495 8,734


(updated 2014)



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